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Active Companies
Diversified Business Ecosystem Since 2000
JMD Group of Companies
Building and scaling multi-sector ventures across finance, healthcare, technology, infrastructure, and trade with governance-first execution, measurable quality standards, and long-term value creation.
Every portfolio company is designed to solve real market needs while creating sustainable economic value, stronger service access, and long-horizon growth opportunities for partners, customers, and communities.
Governance-Led
Growth-Focused
Ecosystem-Driven
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Group Snapshot
A high-level snapshot of JMD Group scale, operational depth, and cross-sector execution excellence built over decades of disciplined expansion.
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Years Experience
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Employees
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Core Industries
JMD Group of Companies serves thousands of customers, members, and business partners through trusted systems, sector expertise, and a future-ready growth strategy. The portfolio is built to deliver not only scale, but also consistency, accountability, and long-term relationship value.
Leadership and Management Team
Together, this team drives strategic direction, governance confidence, and execution excellence to support sustainable growth and long-term stakeholder value.
A committed team guiding JMD Group with governance discipline, operational clarity, and long-term execution focus across all portfolio ventures.
Shri Harishnath Pandey
Chairman
Shri Harishnath Pandey serves as Chairman of JMD Group of Companies and provides steady strategic direction across the portfolio.
Shri Dilip Gupta
CEO
Shri Dilip Gupta, as CEO of JMD Group of Companies, leads day-to-day execution with a strong focus on growth, efficiency, and customer outcomes.
Shri Mohan Bhanushali
Vice Chairman
Shri Mohan Bhanushali serves as Vice Chairman and supports group-level strategic execution across business verticals.
Shri Prakash Pandey
Secretary
Shri Prakash Pandey serves as Secretary and ensures that governance, documentation, and compliance workflows remain clear and consistent across entities.
Shri Gulab Singh
Treasurer
Shri Gulab Singh, as Treasurer, supports financial discipline across planning, controls, and internal reporting functions.
Shri Satish Soni
Manager
Shri Satish Soni oversees core operational workflows and helps teams maintain delivery consistency across business functions.
Shri Suraj Sharma
Operations Manager
Shri Suraj Sharma leads operations management with a focus on execution quality, turnaround speed, and service continuity.
Sanket Sagvekar
Senior Technical Manager
Sanket Sagvekar serves as Senior Technical Manager and leads technical planning, delivery quality, and platform stability initiatives.
Sachin Kshirasagar
Deputy Manager
Sachin Kshirasagar serves as Deputy Manager and supports daily execution across operations, team coordination, and delivery follow-through.
Growth Timeline
A milestone journey of how the group evolved from a single foundation into a resilient multi-sector portfolio. Each phase reflects sharper execution, wider market trust, and consistent reinvestment in systems that support sustainable growth.
2000 | Founded JMD Group
JMD Group was established with a diversified operating vision and a governance-first approach. This foundation enabled future expansion into finance, healthcare, technology, infrastructure, and trade.
2004 | Jai Mata Di Co-operative
The co-operative finance initiative expanded inclusive banking access for community members. It introduced structured savings and credit systems designed for long-term member trust.
2010 | Finance and IT Expansion
Finance and technology businesses were scaled in parallel to support both capital access and digital enablement. This phase strengthened group capability in lending operations, IT delivery, and enterprise support.
2010 | Preventive Healthcare Drive
Preventive healthcare programs were launched to improve accessibility and community outreach. Over time, vaccination operations scaled across multiple locations with measurable public-health impact.
2011 | Solution Hai Technologies
A dedicated technology arm was developed to provide software products, web and mobile applications, and business automation programs. It became a core enabler for digital modernization across industries.
2023 | One N One Chemist
Healthcare retail capabilities were expanded through pharmacy and diagnostics operations. The model focused on affordability, service consistency, and neighborhood-level access.
2024 | One N One Investment and Vyapari Network
New platforms strengthened the group footprint in market advisory and B2B ecosystem collaboration. This phase added stronger support for traders, SMEs, and network-based commercial growth.
This timeline reflects a deliberate growth path: strengthen fundamentals first, scale with discipline second, and diversify responsibly for long-term stability and impact.
Portfolio Operating Structure
The group portfolio runs on a two-layer model: governance at the center and execution at the edge. This approach empowers each company to move fast in its market while staying aligned to common quality, risk, and compliance standards.
Governance and Group Planning
Portfolio Governance Layer
Group-wide operating standards
Defines strategic priorities, risk controls, and performance benchmarks for all active ventures.
Capital and Expansion Planning
Long-horizon growth management
Allocates capital across sectors based on market readiness, operational stability, and return visibility.
Quality and Compliance Oversight
Shared policy framework
Maintains process discipline and service consistency across finance, technology, healthcare, and trade operations.
Execution and Delivery Network
Business Unit Operations
Sector-specific execution teams
Each vertical runs dedicated delivery workflows tuned to customer expectations, regulatory needs, and market conditions.
Service Performance Monitoring
Measurable outcome tracking
Operational dashboards track turnaround, quality, and reliability so teams can continuously improve delivery standards.
Market Expansion Programs
Scalable growth model
Expansion is executed through disciplined rollout plans that balance speed, service quality, and financial sustainability.
By combining central oversight with sector agility, JMD Group creates a high-performance operating environment where innovation, reliability, and accountability can scale together.
Group Companies & Ventures
A structured portfolio of 10+ ventures spanning strategic sectors with clear value engines and operating depth. Each company addresses a focused market need while benefiting from shared governance, technology, and growth support systems.
JMD Group of Companies
JMD Group of Companies is a Mumbai-based diversified business group that drives strategy, governance, and shared growth across its portfolio businesses.
500+ Employees
INR 100Cr+ Revenue
Mumbai HQ
Established
2000
Headquarters
Mumbai, Maharashtra
Service Scope
- Group strategy and governance
- Capital planning and allocation
- Expansion oversight
- Cross-company KPI monitoring
Key Differentiator
A governance-first operating model that balances strategic control with agile execution across multiple sectors.
Solution Hai Technologies
Solution Hai Technologies is a Mumbai-based technology company delivering software development, digital platforms, and modernization programs for growth-focused businesses.
150+ Employees
50+ Clients
IT Services
Established
2011
Headquarters
Mumbai, Maharashtra
Service Scope
- Custom software development
- Web and digital platforms
- Digital transformation programs
- Long-term maintenance support
Key Differentiator
Business-first technology execution that combines scalable engineering with practical long-term support.
Balaji Finance
Balaji Finance provides fast and reliable lending solutions in Mumbai for individuals, traders, and SMEs with a strong focus on responsible credit practices.
5000+ Customers Served
INR 50+ Crore Assets Under Management
10+ Years of Lending Experience
Established
2010
Headquarters
Mumbai, Maharashtra
Service Scope
- Personal and business loan solutions
- Loan processing and disbursement services
- Repayment planning and support
- Credit risk assessment and underwriting
Key Differentiator
Quick disbursal supported by disciplined underwriting and customer-friendly repayment structures.
Siddhivinayak Infotech
Siddhivinayak Infotech delivers CCTV, surveillance, and IT support services in Mumbai with dependable installation, AMC, and on-site technical assistance.
200+ Clients Served
10+ Years of Service Experience
Strong Mumbai Customer Base
Established
2010
Headquarters
Mumbai, Maharashtra
Service Scope
- CCTV installation and setup services
- Surveillance system configuration and support
- Annual Maintenance Contracts (AMC)
- On-site technical support and troubleshooting
Key Differentiator
Fast local response with practical, budget-friendly solutions supported by experienced technicians.
One N One Chemist
One N One Chemist is a Mumbai-focused pharmacy and wellness network that improves everyday access to quality medicines and health essentials.
50+ Locations
Multi-city
Pharma
Established
2023
Headquarters
Mumbai, Maharashtra
Service Scope
- Pharmacy retail operations
- Wellness product access
- Outlet process standardization
- Inventory and quality control
Key Differentiator
Reliable medicine availability supported by service consistency and neighborhood-level customer trust.
One N One Investment
One N One Investment provides advisory-led market support in Mumbai, helping clients make informed financial decisions with confidence.
Real-time Data
Online Trading
Advisory
Established
2024
Headquarters
Mumbai, Maharashtra
Service Scope
- Investment advisory
- Portfolio planning
- Market intelligence inputs
- Trade execution support
Key Differentiator
Research-backed guidance designed for practical decision-making and risk-aware portfolio growth.
One N One Vaccination
One N One Vaccination runs preventive healthcare and vaccination programs in Mumbai through structured field operations and community outreach.
50000+ Lives
30+ Locations
Healthcare
Established
2010
Headquarters
Mumbai, Maharashtra
Service Scope
- Vaccination programs
- Healthcare awareness drives
- Camp planning and field logistics
- Community outreach coordination
Key Differentiator
Operationally strong vaccination delivery model built for consistency, accessibility, and measurable outreach.
Jai Mata Di Co-operative Credit Society Ltd
Jai Mata Di Co-operative Credit Society Ltd is a Mumbai-based community finance institution offering transparent savings and member-focused credit services.
1200+ Active Members
INR 20+ Crore Assets Under Management
20+ Years of Community Service
Established
2004
Headquarters
Mumbai, Maharashtra
Service Scope
- Savings accounts and deposit schemes
- Fixed deposits and recurring deposits
- Member-focused credit and loan facilities
- Emergency and short-term financial assistance
Key Differentiator
Cooperative governance model that prioritizes member welfare, trust, and responsible lending.
Arogya Biotech
Arogya Biotech is a Mumbai-based healthcare innovation unit focused on practical biotech initiatives with scalable real-world application.
Biotech
R&D
Innovation
Established
2010
Headquarters
Mumbai, Maharashtra
Service Scope
- Biotech innovation programs
- R&D-led healthcare initiatives
- Pharma-oriented solution pathways
- Scalable implementation planning
Key Differentiator
Translational healthcare innovation that balances research intent with affordability and deployment readiness.
Vaastu Infra
Vaastu Infra is a Mumbai-based construction and infrastructure execution company focused on planning accuracy, quality delivery, and timeline control.
Real Estate
Infrastructure
Construction
Established
2010
Headquarters
Mumbai, Maharashtra
Service Scope
- Construction planning
- Execution oversight
- Quality checks
- Budget and timeline control
Key Differentiator
Strong site-level coordination backed by structured project governance and quality assurance discipline.
Vyapari Network Mumbai
Vyapari Network Mumbai is a community-first local business platform where traders, retailers, service providers, and SMEs connect, solve business challenges, and grow together.
B2B Platform
SME Focus
Mumbai
Established
2010
Headquarters
Mumbai, Maharashtra
Service Scope
- Local business networking and introductions
- Business matchmaking and collaboration support
- Peer-led problem-solving discussions
- Growth and market visibility enablement
Key Differentiator
A local-first platform that combines relationship building with practical business problem-solving to help members grow together.
JMD Enterprises
JMD Enterprises supports Mumbai’s B2B ecosystem through dependable trading and distribution services built for supply continuity and channel strength.
Trading
Distribution
B2B
Established
2000
Headquarters
Mumbai, Maharashtra
Service Scope
- B2B trading operations
- Distribution channel support
- Supply continuity management
- Market ecosystem coordination
Key Differentiator
Operational reliability in trading and distribution with a practical focus on partner responsiveness and fulfillment consistency.
Each venture follows sector-specific KPIs, structured governance, and measurable service benchmarks. This model allows local-market flexibility without compromising group-wide reliability, compliance, or long-term value creation for every stakeholder.
Impact at Scale
A consolidated view of measurable outcomes across revenue, assets, employment, and healthcare outreach. These results reflect operating maturity, stakeholder trust, and the group commitment to scaling impact with discipline.
The group model combines financial discipline, process consistency, and service accessibility. This balanced foundation supports resilient performance in both stable sectors and fast-changing market cycles.
Portfolio Services and Operating Model
A detailed look at service categories, operating priorities, and differentiators across key ventures. Each unit is designed around outcome-led execution with measurable customer and business value.
JMD Group of Companies - Portfolio Governance Hub
The group office coordinates strategic planning, performance reviews, and policy alignment for all operating companies. It also manages cross-company collaboration, expansion sequencing, and operating-risk controls.
- Service Scope: Group strategy, governance design, capital planning, and expansion oversight.
- Key Differentiator: Centralized control framework with decentralized execution for faster and safer scaling.
Balaji Finance - Lending and Credit Operations
This unit manages retail and SME-focused lending with structured underwriting, collections management, and repayment support workflows. Operational focus remains on credit quality, customer continuity, and turnaround efficiency.
- Service Scope: Loan products, disbursal operations, repayment advisory, and portfolio monitoring.
- Key Differentiator: Speed-focused lending backed by disciplined risk and compliance checks.
Jai Mata Di Co-operative Credit Society - Community Finance
The cooperative unit supports member-centric financial inclusion through structured savings and accessible credit services. It emphasizes transparent practices, stable treasury discipline, and long-term member retention.
- Service Scope: Member deposits, credit access, and cooperative finance support programs.
- Key Differentiator: Trust-led model combining local accessibility with operational discipline.
Siddhivinayak Infotech - Technology and Security Services
This company delivers IT infrastructure, managed support, and cybersecurity implementation for growth-focused organizations. Delivery includes planning, deployment, operational support, and technology lifecycle improvements.
- Service Scope: Infrastructure deployment, cyber controls, support management, and consulting.
- Key Differentiator: Practical enterprise-grade technology delivery for SME and mid-market clients.
One N One Investment - Market Services
This vertical supports investment intelligence, advisory planning, and trade-linked execution support. Operations are designed around research-backed decisions, timing discipline, and customer-centric guidance.
- Service Scope: Portfolio advisory, market research inputs, and trade execution support.
- Key Differentiator: Actionable insights combined with a disciplined operating model.
Vaastu Infra - Infrastructure and Real Estate Delivery
Infrastructure operations include project planning, site coordination, delivery tracking, and quality assurance controls. The focus is to deliver predictable timelines while maintaining cost-quality balance across projects.
- Service Scope: Construction planning, execution oversight, quality checks, and budget control.
- Key Differentiator: Structured execution framework with strong on-ground coordination.
One N One Vaccination and Healthcare Access Programs
Public-health operations include camp planning, partner coordination, field logistics, and execution management across urban clusters. Programs are designed for high-volume delivery with consistent quality and verified outreach outcomes.
- Service Scope: Vaccination programs, preventive healthcare camps, awareness drives, and outreach support.
- Key Differentiator: Low-friction healthcare execution with broad accessibility and measurable impact.
Company Operating Playbooks
Structured operating playbooks for core business units with clear focus areas, delivery priorities, and value outcomes. These playbooks ensure consistency at scale while preserving market-specific adaptability.
Group Strategy Office - JMD Group of Companies
Overview: Central strategic planning across portfolio companies with governance, capital allocation, and execution monitoring.
Strategic Governance
Aligning all ventures to a shared long-term growth framework.
Portfolio Synergy
Improving cross-company collaboration, shared capabilities, and operational leverage.
Performance Tracking
Managing group KPIs with sector-specific dashboards and accountability loops.
Risk Discipline
Maintaining governance and compliance controls across verticals.
Institutional Strength
Execution depth built on structure, trust, and long-horizon operating discipline.
Financial Services Vertical
Overview: Includes Balaji Finance and cooperative finance entities serving individuals, SMEs, and community ecosystems.
Credit Access
Structured lending products for individuals and small businesses.
Operational Controls
Standardized credit, collections, and compliance workflows.
Member Value
Community-focused financial inclusion and trust-based service models.
Governance
Transparent process management to sustain long-term financial health.
Capital Efficiency
Balancing growth with prudent risk management and disciplined disbursal frameworks.
Healthcare & Pharmacy Vertical
Overview: Includes One N One Chemist, vaccination initiatives, and biotech-linked healthcare expansion programs.
Preventive Care
Community-focused vaccination and awareness programs.
Retail Healthcare
Accessible pharmacy and wellness services through distributed outlets.
Service Reliability
Process-driven healthcare operations with delivery consistency.
Social Impact
Programs designed to improve last-mile healthcare reach.
Community Health Reach
Combining affordability, access, and operational discipline for sustainable outcomes.
Technology & Digital Vertical
Overview: Includes Solution Hai Technologies and Siddhivinayak Infotech delivering software, infrastructure, and digital enablement.
Product Engineering
Custom software and web/mobile solutions for diverse business needs.
IT Infrastructure
Scalable infrastructure and support systems for enterprise continuity.
Cybersecurity
Security-first deployment approaches for resilient digital operations.
Transformation Programs
Technology-led modernization aligned to business outcomes.
Digital Capability
Practical technology deployment that improves speed, visibility, and control.
Infrastructure & Real Estate Vertical
Overview: Project planning and execution across construction, infrastructure, and real estate development mandates.
Project Planning
Structured planning and phasing for predictable development outcomes.
Execution Oversight
On-ground coordination with accountability on quality and timelines.
Quality Standards
Control mechanisms to protect build quality and durability.
Budget Discipline
Balanced decision-making across cost, speed, and project value.
Development Momentum
Steady infrastructure growth through execution-focused operating systems.
Trade & Business Network Vertical
Overview: Includes Vyapari Network Mumbai and trading entities that strengthen B2B connectivity and market participation.
Business Connectivity
Connecting traders, retailers, and SMEs for shared opportunity creation.
Market Activation
Enabling local commerce through relationship-driven business channels.
Distribution Support
Operational support for supply continuity and trade responsiveness.
Ecosystem Trust
Building long-term business relationships through reliable execution.
Network-Led Growth
Scalable B2B growth through collaboration, trust, and practical market intelligence.
Strategic Projects & Outcomes
Representative project portfolio highlighting execution capability, operating scale, and measurable business outcomes across key sectors. These initiatives demonstrate how strategy is translated into real-world results.
| Project | Role | Execution Scope | Impact |
|---|---|---|---|
| Pan-India Lending Operations Expansion | Finance Vertical | Credit process standardization, disbursal automation, and recovery governance across branches. | Improved portfolio quality while scaling customer base and reducing turnaround time. |
| Community Financial Inclusion Drive | Co-operative Finance Vertical | Member onboarding programs, savings literacy campaigns, and cooperative process modernization. | Expanded member participation and strengthened trust-led deposit growth. |
| SME Cybersecurity Readiness Program | Technology Vertical | Security audits, infrastructure hardening, endpoint controls, and policy training. | Reduced operational security risk and improved continuity confidence for client organizations. |
| Pharmacy Network Operational Rollout | Healthcare Retail Vertical | Process templates, vendor synchronization, inventory controls, and outlet-level SLA governance. | Accelerated location readiness with stronger consistency in service delivery. |
| Integrated Healthcare Vaccination Camps | Preventive Healthcare Vertical | End-to-end camp lifecycle planning from awareness and registration to field deployment. | Scaled preventive healthcare reach across multiple zones with efficient execution. |
Across projects, the execution philosophy remains consistent: clear planning, disciplined implementation, and measurable value creation for customers, partners, and communities.
Partner Testimonials
Industry partner perspectives on execution reliability, process clarity, and cross-sector performance delivered by the JMD Group ecosystem.
"JMD Group's strategic planning and execution discipline consistently convert complexity into measurable outcomes across sectors."
Rajesh Sharma
Partner, Real Estate Consortium"The group's digital transformation delivery has strengthened enterprise competitiveness and reduced execution friction for clients."
Priya Desai
Technology Partner"The group balances growth with governance discipline, stakeholder trust, and meaningful social impact across its operating sectors."
Vikram Patel
Investor & Board AdvisorPartnership trust is built over time through consistent outcomes, transparent communication, and a shared commitment to long-term success.
Portfolio Milestones
Key institutional milestones that shaped today’s operating scale, cross-sector capability, and growth resilience across the group.
2000: Group Formation
Established the core business platform in Mumbai with a multi-sector expansion roadmap.
2004: Co-operative Expansion
Launched community finance operations with a member-oriented service structure.
2010: Finance and IT Scale-Up
Strengthened lending and technology capabilities through dedicated operating entities.
2011: Digital Product Capacity
Expanded software and digital transformation delivery for enterprise and SME clients.
2023: Healthcare Retail Rollout
Scaled pharmacy and diagnostics services with standardized outlet operations.
2024: B2B and Investment Platforms
Added advisory and trade-network initiatives to strengthen ecosystem-led business growth.
Each milestone represents disciplined execution, stronger systems, and a broader platform for future-ready business expansion.
Core Group Capabilities
Integrated strengths across strategy, operations, technology, risk control, and market expansion that power a diversified, high-performance portfolio.
Digital and Process Capabilities
Execution capabilities that enable scalable systems, secure technology operations, and high-visibility delivery control across business units.
- Product and Service Lifecycle Management
- Project Governance and Delivery Control
- Enterprise Resource Planning
- Digital Process Automation
- Cybersecurity and Infrastructure Operations
- Quality Monitoring and Process Optimization
- Business Analytics and KPI Reporting
- Technology Support and Reliability Engineering
- Operational Risk Monitoring
Commercial and Operations Capabilities
Business capabilities used to drive market expansion, strengthen customer trust, and sustain long-horizon multi-sector growth.
- Brand and Portfolio Positioning
- Operations and Service Management
- Customer Relationship and Retention Programs
- Integrated Marketing and Channel Strategy
- Market Development and Geographic Expansion
- Change Enablement Across Business Units
- Strategic Initiative Planning
- Performance and Productivity Management
- Partner and Vendor Ecosystem Coordination
These capabilities enable every business unit to execute with confidence, adapt quickly to market shifts, and deliver dependable stakeholder value.
Compliance & Quality Frameworks
Core frameworks that sustain process quality, regulatory alignment, operational reliability, and governance-led growth across all business units.
Governance Framework
Group-level policy and accountability framework for strategic and operational decisions.
Risk Control Framework
Structured risk identification, mitigation, and escalation model across business units.
Quality Assurance Framework
Standardized quality checkpoints for service reliability and output consistency.
Customer Service Standards
Defined service-level benchmarks for response quality and operational continuity.
Compliance Monitoring
Ongoing compliance checks aligned with applicable sector-specific requirements.
Financial Control Systems
Discipline-led controls for budgeting, treasury coordination, and reporting quality.
Data Security Practices
Security-first controls for digital operations, infrastructure access, and data governance.
Process Optimization Model
Continuous-improvement approach for reducing delays and improving throughput.
Vendor Governance
Structured partner onboarding and performance review for stable supply continuity.
Business Continuity Planning
Resilience planning model to support service continuity during market disruptions.
Performance KPI Framework
Unified KPI architecture for transparency across growth, quality, and delivery outcomes.
Expansion Readiness Checklist
Pre-expansion checklist covering operational stability, compliance, and resource preparedness.
A strong framework culture ensures that growth remains scalable, compliant, and consistently aligned with service excellence standards.
Frequently Asked Questions
Detailed answers on portfolio structure, sector coverage, operating model, and practical pathways for collaboration.
JMD Group of Companies is a Mumbai-based diversified portfolio operating across finance, healthcare, technology, infrastructure, and trade. The group model combines centralized governance with sector-specific execution teams to maintain both quality and growth speed.
The group was established in 2000 and has expanded in phased cycles based on operational readiness and market opportunity. Over time, it evolved into a multi-venture ecosystem with strong process and compliance controls.
Core sectors include financial services, healthcare, pharmacy, information technology, infrastructure, and B2B trade networks. Each sector is supported by dedicated operating teams and measurable service KPIs.
JMD Group manages 10+ active ventures and strategic entities. These ventures are coordinated through shared governance standards while maintaining sector-focused execution models.
The group is headquartered in Mumbai, Maharashtra, India. Operational coverage extends to additional regions through company-specific expansion programs and partner networks.
For partnerships, distribution opportunities, and enterprise collaborations, contact info@jmd.finance or call +91-9167298798. Enquiries are routed to the relevant business unit for faster response.
Yes. Through ventures like Vyapari Network and JMD Enterprises, the group supports trade collaboration, business connectivity, and channel growth for traders and SMEs.
The long-term vision is to scale a resilient multi-sector ecosystem with strong governance, reliable service delivery, and measurable social-economic impact. Growth priorities are aligned to customer value, process quality, and sustainable expansion.
Contact JMD Group
Reach out for partnerships, enterprise collaborations, distribution opportunities, and strategic business enquiries across the JMD Group portfolio.
Group Office Email
Partnerships Email
Phone
Website
For enterprise collaboration, procurement partnerships, technology programs, or regional distribution opportunities, use the business channels above for faster routing and response. Our team is structured to connect enquiries directly with the most relevant business unit.
Gallery
Portfolio, venture, and ecosystem snapshots from the JMD Group growth journey across finance, healthcare, technology, infrastructure, and trade.
The gallery captures the scale, diversity, and momentum of a portfolio built for sustainable growth and practical impact.
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